Credit Card Debt

The loss of your job can feel like a devastating blow to you and your family. You will be without an income to support your loved ones, and you may not be sure what you will do to make ends meet. As a result, you could find yourself depending on your credit cards as a...

Debt can affect virtually every area of a Pennsylvania consumer’s life. Depending on the type of balances and how much is owed, consumer debt can quickly wipe out balances and spiral out of control. Credit card balances are a common type of consumer debt, and it is...

Pennsylvania consumers rely on credit cards for everything from unexpected expenses, such as medical bills, to daily needs, such as groceries. Because of accumulating interest and minimum payments, it does not take long before these balances become more than an...

Pennsylvania consumers may rely heavily on their credit cards for daily purchases, while others may use their cards for unexpected expenses, such as medical bills. As a result, many find themselves facing credit card balances that are more than they can afford to pay....

Debt does not discriminate against Pennsylvania consumers, and people of any age can end up owing more than they can handle. However, the average debt carried by different generations does vary and may indicate which age groups face the biggest financial struggles....

Managing finances is not always easy, but most people do the best they can. The problem is that many consumers do not have a strong understanding of what is actually going on with their money. Without any financial literacy, adults in Pennsylvania are likely to end up...

Overspending is not uncommon, but that does not mean it is harmless. Even spending a little bit extra here and there can quickly build up, leaving people with more credit card debt than they can handle. Even Pennsylvania consumers who budget struggle to get their...

American consumers are carrying an astounding $4 trillion in debt in 2019, more than any other time in history. Whether for things like auto loans or credit card debt, it seems as if consumers in Pennsylvania are more than ready to improve their financial...

The holiday season puts a lot of pressure on Pennsylvania residents. People are expected to participate in work events, attend parties and exchange gifts with both family members and friends. Even if someone is doing his or her best to cut back on spending and get...

In general, most people in Pennsylvania are just doing the best they can to manage their finances. Money matters can be complicated though, and it is easier to get into debt than many realize. This is especially true when it comes to things like credit card debt and...