When you are unable to manage your financial obligations, you may feel as if you will never be able to escape this situation on your own. Falling behind on your payments can result in an unmanageable debt burden that you are not able to correct on your own....
Debt Relief
How can debt counseling help?
Financial struggles are complex and overwhelming, and those facing these challenges may find that they are not able to address these matters on their own. Past-due debt and other financial struggles can lead to difficulties in virtually every area of life, and it may...
Chapter 13: Is it better for my credit score than Chapter 7?
Making the decision to seek legal assistance with your debt is a major decision that likely required significant time and consideration. Filing for bankruptcy is not a decision to take lightly as this could affect your future. While it can provide many benefits, there...
Is debt settlement a good idea?
You have probably seen the ads that promise to get you debt free in a short amount of time. If you feel crushed under the weight of your debts, this could sound like music to your ears. Debt settlement companies make big promises of relief from your debts, but they do...
Can Chapter 12 save your family farm?
If keeping your farm going amid continued financial setbacks is becoming increasingly difficult, you are not alone. Many Pennsylvania farmers have struggled at one time or another when profits are not enough to pay the bills and debts keep piling up. You may be...
Negotiating medical bills may bring balances down
For some Pennsylvania patients, coming home from the hospital after an injury, illness or surgery is a positive step in the recovery process. Unfortunately, within the next few weeks and months could come unexpected medical bills, all of which could add up to a...
Does medical debt cause additional health problems?
Financial struggles can bring stress and complications to an individual’s life. For those in Pennsylvania who owe a significant amount of medical debt, it can also lead to the potential for additional health problems. Medical bills are a growing financial concern in a...
Debt consolidation versus bankruptcy: Which is better?
Dealing with more debt that one can manage can be an overwhelming and stressful problem. A Pennsylvania consumer may be facing things like harassment from creditors, threats of wage garnishment and other consequences that affect things beyond his or her financial...
More consumers making risky choices regarding debt
Many in Pennsylvania are struggling to simply pay their bills and make ends meet each month. Due to a faltering economy, families are having to rely on loans, credit cards and financial help from friends and family to take care of even the most basic of expenses. As a...
Is debt consolidation or bankruptcy a better choice?
It is easy for a Pennsylvania consumer to be overwhelmed by credit card debt. A few missed payments or an extended period of time just paying minimum payments can ultimately result in a balance that someone may not be able to manage on his or her own. This can lead to...